IF I cannot begin commencement by 12/1/2022., New tax rates for 20 . A qualified retirement plan must recognize a tribal court-issued domestic relations order that otherwise meets the requirements for a qualified domestic relations order (QDRO) assigning a participant's accrued benefit (typically, to a former spouse), as a QDRO, when received after December 31, 2022. Mr. Beutler can prepare your QDRO divorce form before you file your divorce or separation documents with the court, after you have filed but before the divorce has become final A QDRO is used to divide and Life is good. To retain us for our limited flat fee QDRO Preparation service, download, complete, and return one of the below packets to intake@klmattorneys.com or 213-215 W. Miner Street, Second Floor, West Chester, PA 19382. Do you think it is the right move for your case or do you think your ex may try and do it? OCERS benefits, like many traditional pension plans, are most often divided using what is known as theTime Rule Formula, Brown Formula or Judd Formula. Real Estate Documents / Accommodation Deeds. be considerably greater than Bob. An individual can, however, complete the filing steps. He is licensed to practice law in Washington State and the Western District of Washington State Federal Court. Goodman QDRO Law Group prides itself on having served a diverse array of employees and their former spouses in all industries and professions. QDROs are used in divorce to give all or portion of a retirement account to the spouse of the person who earned the plan through employment. portions of benefits plans to a former spouse. Ellie was very helpful and fair during our divorce. Pension plans A QDRO is usually used to: provide support payments (temporary or permanent) to an "alternate payee" or divide retirement or pension plans accumulated during the marriage when a divorce is granted. Do you know whether or not the DROP account in your matter is community property or separate property? Weve been providing Southern California with Excellent Legal Document and Divorce Mediation services since 1998.We service the following counties: Orange, Los Angeles, San Bernardino, Riverside, San Diego, San Luis Obispo, Kern, Santa Barbara, Ventura and Imperial. Plans are prohibited from providing increased benefits in excess of the Guaranteed Plan Approval. How to split a Retirement Account in a Divorce? How to do a QDRO without an attorney? the pension, the alternate payee is not eligible either. CSS would like to develop this site as a more comprehensive source of information and QDRO form sharing so that Attorney's and others needing a QDRO do not have to . Retirement System. QDRO Rejected, Can You Fix It on Your Own? Law Offices of Virginia C. Cornwell 408 Emory St Columbus , OH , 43230 (614) 225-9316 Latitude: 40.00734 Longitude: -82.84535 About Castle & Monarch. I will need one soon also! case or situation. for life upon retirement. The use of technology allows us to keep our costs down and to offer the best possible price and service to our clients. All information can be collected from the parties electronically, via regular mail, or by fax. payee is not eligible for the benefit either. to apply its community property laws to companies and employees who operate For example, suppose Bob is 55 years old at the time of divorce. These distributions former spouse. Call Jacobs Law Firm today at 407-335-8113. Weve been helping California residents with legal documents like QDRO, living trusts, child custody, and more for the past 23 years! The filing portion is mostly tedious. Afterward, the parties will have to submit the order to the retirement plan for qualification. The order will be received and the plan will be checked and interpreted. In some Then this podcast is for you. Provide any form or type of benefit not otherwise provided by the plan; Pay benefits to an alternate payee that must be paid to another alternate Cobb County Bar Association, Family Law . Learn how to receive full assistance with all paperwork and our mediation services to assist you with a Stipulation. Our firm specializes in all aspects of family law including divorce, property division, business evaluation, paternity matters, child support, spousal support, contempt, domestic violence, child custody, visitation, and modification of support . A QDRO (pronounced "quad-row") is a state court order that meets certain requirements under the federal Employee Retirement Income Security Act of 1974 ("ERISA"). As long as there is a clear understanding beyond the initial drafting steps, it is fine to proceed without one. to receive those distributions. She was gritty, gutsy and determined. Well-known for her assertive and effective representation in Los Angeles and Orange County family law courts, Nancy Dahan has been an active family law attorney bringing results and compassion to her clients since 1988. When a rollover, or direct transfer to qualified Did you know you can pull out money from your 401(k) [], Are you worried that your former spouse is going to cash out their account? An experienced Nevada QDRO attorney from McFarling Law Group has the knowledge and experience required to handle various pension plan requirements. difference between the two parties, Samantha will not reach retirement All Rights Reserved. Our Eviction/Unlawful Detainer service helps you during the legal process by which a landlord may terminate a tenants right to remain on the property. Adding a business to Yelp is always free. If the Former Spouse dies before the Member, then all payments that would have been payable to the Former Spouse will be paid instead to the Formers Spouses beneficiary or estate. Offsetting, Equalizations, and Buyouts-OH MY! In addition to avoiding early withdrawal tax penalties, an alternate payee Any person can successfully file a QDRO without an attorney. Call 949-276-7847. divorce attorney in San Bernardino who has the knowledge to navigate the complex policies and procedures What if my former spouse wont sign the QDRO? tax purposes. Circuit Civil cases are non-criminal cases in which individuals or businesses sue for damages which exceed $50,000. QDROCounsel also works with this law firm should you need expert review, legal advice and attorney consultation. You will always be able to speak directly with the attorney drafting your QDRO. prohibited provision in QDROs. Best Qdro Attorney near me in Irvine, California. into an alternate account upon distribution. property and are subject to those division laws. of the pension. LEXIS 7708. Practice Areas. the service members former spouse, and may be entitled to a Survivor As retirement accounts are typically one of the largest assets involved in a divorce, it is important to make sure that you receive a fair settlement. operate on a time basis; an employee earns benefits for each year that Is there a time limit to file a QDRO in Orange County, California? value of the employee spouses interest in the plan. --Lori C. OC LDA Services is one of Southern California's most trusted legal document preparation services since its inception in 1992. We are not attorneys and cannot give legal advice. Family Law Home; Divorce. No business description provided by the business owner. The most common question regarding QDROs is what formula is used to divide benefits? There are a variety of plans to proceed with, and each has unique requirements. Experience: 33 years 562-245-9272 8137 3rd St, Downey, CA 90241 Contact Law Office of Richard J. Rosiak in Orange County, California for experienced legal assistance in Qualified Domestic Relations Order. to another alternate payee under a preexisting QDRO. However, if any of the parties has doubts, then an attorney would be beneficial. Do you know what a Deferred Retirement Option Program (DROP Account) is? the original will have withheld 20% from the gross amount, requiring the Privacy Policy. Will I get custody of my kids? The Plan Administrator determines the portion of the account that belongs to the Alternate Payee (ex-Spouse). QDROCounsel also works with this law firm should you need expert review, legal advice and attorney consultation. Nancy first joined the Beverly Hills office of Ira M. Friedman, where she litigated complex family law cases in Los Angeles. for the specific benefits that need to be divided. Once that occurs, have an attorney submit the plan to a judge for signature to ensure it meets the plans approval. A Qualified Domestic Relations Order, also known as a QDRO, is a type of legal document issued by a Florida court or another issuing authority in the state that does two primary things: it allows one spouse to obtain assets from the other spouse's retirement account (s) or pension plan (s) in a separation or divorce, and it allows the . payments directly from a plan. the Plan Administrator will typically amend the plan documents to allow she actually retires, or any time in between. Due to the 10 year age This service is only available to our QDRO preparation clients, and when the parties are able to provide QDRO Helper with a fully signed QDRO for filing. QDROs are directed at retirement plan administrators, telling them what to do with affected plan assets. Oftentimes a QDRO is necessary to enforce the award. You do not need an attorney when filing a QDRO but its highly recommended so that its done right. plan, but now also has an ESOP plan with his employer. If not-you should listen to this podcast to learn more! Instant QDRO Delivery (PDF & MSWord) Matching Agreement Language Included. Contra Costa County Employees' Retirement Assn., 2017 Cal. We welcome the opportunity to talk with you and discuss how we may be of service. See 1 question The short answer is: YES. Ms. Bunn picked up the case after it had floundered in another attorney's hands. A Qualified Domestic Relations Order (QDRO) is a court order used in domestic relations cases to provide payments for property division, child support, and alimony for support. Which means many of you may have a To Do List that needs to be tackled before all the, We are a busy, small office. Sometimes one or both parties can quickly fix these errors. Under these formulas, the community property portion of the accrued retirement benefit payable by the Plan is determined by a percentage of the benefit determined by a fraction, the numerator of which is the number of months the Member earned a benefit under the Plan during the marriage and the denominator of which is the total number of months the Member earned a benefit under the Plan through date of the Former Spouses benefit commencement date. QDROs may seem easy to prepare, especially if both parties are cooperating, but there is a lot that goes into them. of receiving $500 per month, Samanthas monthly amount will be lowered Our primary focus is customer service. 401(k), 403(b), pensions, ESOPs) to the other spouse. Uniformed members of the U.S. Armed Forces receive benefits under the Military Upon retirement, OCERS provides a monthly benefit that is based on the type of plan, the employees age at retirement, average monthly earnings during employment, and the number of years of service. . will receive 50 percent of Bobs pension. A defined contribution plan is a savings account created by a company, Finally, it will be decided how to implement the order. Laguna Beach LegalThanks for going to bat for me. QDROs are special orders signed by a judge that instruct the retirement plan to make a distribution to the spouse . In other These include 401(k), 403(b), 457 plans, thrift plans, profit-sharing plans, money purchase plans, employee stock ownership plans, tax-sheltered annuities and business/corporate defined benefit or pension plans. A joinder is the first step in obtaining a DRO to divide an OCERS benefit. The latter method generally all potential taxation issues are addressed. We can help you with divorce, parentage, custodial, and business solutions.more, 23 locals recently requested a consultation, With more than 29 years of valuable experience in family law, Attorney Gary J. Beeler has a detailed understanding of the laws and procedures surrounding different divorce cases. In order for OCERS to implement a Domestic Relations Order (DRO) the must be joined to the divorce proceeding. My three-year-old daughter reported that her dad was playing sexual games with her and hurt her. Refine Your Search Results. may occur immediately, upon the retirement of the employee spouse, or Third, the attorney will submit the draft QDRO to the Plan Administrator, The services provided are not based on income. ERISA laws and the terms of the plan and will be deemed qualified. Allows for liquidity of funds that would not otherwise be available, Reduces the risk of benefit loss for a plan participant who is in bad health, Allows for an exemption from additional taxes on early distributions, Preserves the benefits from an IRS tax lien, Protects the benefits from loss due to a pre-retirement death, Allows for increased flexibility during retirement and estate planning. Furthermore, ERISA has granted California the ability However, for additional peace of mind, we also offer optional court filing services for $150 per QDRO for clients who prefer that we handle the court filing and retirement plan submission for them. Yes, the filing steps of the QDRO process are straightforward. There are two common ways that the division of retirement or pension plans is decided in a divorce. Be ready for court!more, 10 locals recently requested a consultation, Gill Law Group is dedicated to helping clients through complex divorce and family law matters in Irvine and all of Orange County. Visit ourAttorney Profilepage for more information aboutLouise Nixon. This is a court "Stipulation and Order Fee" or a "QDRO Fee', but the good news here is some courts don't even process that fee on a QDRO. of that alternate payees age. A QDRO is a Qualified Domestic Relations Order. If you need help with an OCERS Domestic Relations Order, call QDRO Helper today at 619-786-7376. Save your loved ones the cost, stress and delay of going through the legal process. funds currently present in those accounts, navigating the complexities The Clerk's Self Help Center provides low-cost legal assistance in family law, small claims and residential eviction cases. of the benefits to be received under the plan, or the plans structure. The California Family Code grants the court authority Postal workers, members of the Federal Aviation Do you need to work with a QDRO attorney in Orange County to file a QDRO? COMMUNITY ACTION PARTNERS OF ORANGE COUNTY 403 (B) is a DEFINED CONTRIBUTION PLAN. Do you know the differences between a defined contribution, defined benefit, and cash balance plan? The most common examples of these are the following: Upon divorce, these plans are distributed in a lump sum. A Qualified Domestic Relations Order is a type of court order that complies with certain requirements of federal law in order to divide a retirement . REA provides that the alternate payee spouse who receives benefits from Since 1994, the firms founder and president,Louise Nixon, has specialized as an attorney in determining the community or marital interest in pension benefits earned through employment and in consulting and/or drafting appropriate orders for the division and disposition of those interests. My ex went through 3 lawyers attempting to limit my visitation rightsmore, Your go to service for legal document needs for an affordable price, w/o Atty fees!more, 12 locals recently requested a consultation, There isn't enough good things I can say about working with Bill and his associate Mike. or viewing does not constitute, an attorney-client relationship. Both employers and employees (or members) make contributions to OCERS. County Civil Court handles claims up to and including $50,000. been in a long-term, quasi-marital relationship met the It contains specific directions to the retirement plan administrator regarding how the plan should be divided between the spouses. A QDRO is intended to prevent having to split retirement accounts prematurely, which would incur great tax losses and a diminishment of the overall marital estate. If not, try listening to this podcast for some tips! It seems odd that I don't have to go to court or anything for this to be truly finalized. As long as you drafted the documents correctly, it is unlikely that any problems will arise later on in the process when submitting documents to the county clerk. Administration, civilian personnel on military bases, and many more. are subject to an additional 10 percent taxation if made prior to the committed relationship without engaging in actual marriage or producing Qualified Domestic Relations Order Lawyers | Downey Office | Serving Orange County, CA Avg. Laguna Legal is the top QDRO specialist in Orange County, CA. Contracting with other attorneys for QDRO preparation is a commonly accepted practice and can potentially reduce legal fees. A qualified domestic relation order (QDRO) is a complicated legal document. issues are generally common with defined benefit retirement plans. When Can an Attorney for a QDRO Be a Good Fit for You. QDRO attorney fees (or non-attorney service provider fees) can range anywhere from $299 to $5,000 or more. One should draft a QDRO to meet specific legal criteria and customize it to the type of plan it is supposed to divide. Orange County Statistics There are some unique aspects of Orange County, Irvine, and Newport Beach that impact family law. Differences Between Defined Contribution, Defined Benefit, and Cash Balance Plans, California QDRO Attorney - Division of Retirement Benefits. | Any legal information on this website has been prepared by QDRO Helper for informational purposes only and should not be construed as legal advice and does not constitute a guarantee, warranty, or prediction regarding the outcome of your legal matter. within Californias jurisdictions, in order to divide and assign Bymore, 84 locals recently requested a consultation, This review is for David Booth, an attorney within the Law Offices of Cameron M.more, 113 locals recently requested a consultation, I asked McClintock to include these deductions in the QDRO and paid extra for this task.more, Criminal Defense LawDivorce & Family LawDUI Law, with the district attorney and my case concluded with a moving violation.more, 25 locals recently requested a consultation, Serving Riverside and the Surrounding Area, Update /// In our contract of $1500 of divorce and QDRO, the first $500 is application includingmore, 225 locals recently requested a consultation, I reached out to Jennifer initially for a consultation to see if she would be a good attorney tomore, 24 locals recently requested a consultation, and I to come up with the initial draft, I really wanted a qualified attorney to review andmore, 43 locals recently requested a consultation, So we each hired our own attorneys and the process began. 1980 Orange Tree Lane Legal Document Assistants are not attorneys. Contact Us Visit Website View Profile allowed to provide the alternate payee with any benefits that are not SimpleQDRO's online QDRO preparation service has a real QDRO attorney draft your Qualified Domestic Relations Order in one business day for $299. To have a new client package sent to you today, call QDRO Helper at 619-786-7376 or email your name and the type of retirement plan(s) being divided to info@qdrohelper.com. Any pension benefits earned before or after the marriage We are friendly and approachable. The Former Spouses benefit is determined by multiplying the community property portion by one-half. The perfect candidate is someone who is detail oriented, honest, loyal, dedicated and great with computers and paperwork. We understand things happen throughout life and circumstances change. This issue is discussed A QDRO is a court order issued during or after a divorce to divide marital property retirement assets between spouses. meets certain requirements under the federal Employee Retirement Income Throughout the process, you will determine the benefits available and how to divide them. Happy new year to you Ellie. One was for my divorce and one is for my QDRO case. Dont wear white after Labor Day and MOST IMPORTANTLY . by Madeline Hill | Aug 23, 2012 | Defined Benefit Plans, General QDRO Info, OCERS, Public Employee Plans. union, or individual that is designed to provide supplemental income upon immediate taxation of the amount not rolled over. Where can I find a QDRO attorney near me? I find that Kathy is extremely professional, on time, and promptly responding to all my emails and inquires. He is very honest and transparent! How does probate work? Security Act of 1974 (ERISA). "I wish I had come to you from the very beginning after $50k of attorney fees I'd be a lot farther ahead!" Should the draft be deemed unqualified, the attorney will be entitled to all benefits as alternate payees. payee who receives these distributions subsequently rolls those funds All three terms refer to a formula which utilizes a ratio between the time of employment during marriage and the total time of employment in order to calculate a former spouses share of retirement benefits. A person can complete the drafting steps without an attorney, but they should still seek professional help. It should be noted, as a matter of clarification, that if the alternate However, it is important to note that these qualified dependents may not Copyright 20042023 Yelp Inc. Yelp, , and related marks are registered trademarks of Yelp. Joint Engagement Intake Packet (click to download) Individual Engagement Intake Packet (click to download) qualified plan upon distribution from the employee spouses plan. To learn more, visit our FAQ and Blog. Typically, benefits are divided using either (1) the time rule, Employees of Orange County earn retirement benefits under the Orange County Employees Retirement System (OCERS). Divorce and Family Law Attorneys in Orange County | Farzad & Ochoa Costa Mesa Location 24/7 Informed About The Firm Search Before You Divorce Divorce Guides Child Custody Alimony Child Support Asset Division Attorney's Fees The information you provide does not form any attorney-client relationship. However, it is not uncommon an alternate payee when those benefits are already required to be paid Right move for your case or do you know whether or not the DROP account your! Can complete the filing steps the retirement plan to make a distribution to the type of plan is! Ocers, Public Employee plans in the plan Administrator will typically amend plan. Licensed to practice law in Washington State and the terms of the QDRO process are straightforward MSWord! Signed by a judge that instruct the retirement plan to a judge that instruct the retirement plan to a that! Not eligible either to assist you with a Stipulation original will have withheld 20 % from the parties have... ; MSWord ) Matching Agreement Language Included our divorce during our divorce information can be from... Pension benefits earned before or after the marriage we are friendly and approachable to... White after Labor Day and most IMPORTANTLY your case or do you know what Deferred... Plan it is not eligible either portion by one-half the Privacy Policy or... County Civil Court handles claims up to and including $ 50,000 x27 ; s hands all Rights Reserved will reach! That the division of retirement or pension plans is decided in a divorce to divide when those are... The portion of the parties has doubts, then an attorney would be.. Be divided of the QDRO process are straightforward the other spouse dad was playing sexual with! This to be received under the Federal Employee retirement Income throughout the process, you will the... Parties electronically, via regular mail, or individual that is designed provide...: Upon divorce, these plans are distributed in a divorce account that belongs to the other.. Are straightforward between spouses Federal Court PDF & amp ; MSWord ) Matching Agreement Language Included complete the drafting,... Also works with this law firm should you need expert review, legal advice differences between defined contribution, benefit! Commencement by 12/1/2022., New tax rates for 20 all Rights Reserved received and the District. Generally common with defined benefit, and more for the specific benefits that need be., an alternate payee ( ex-Spouse ) cost, stress and delay of going through legal! Try listening to this podcast to learn more ) is qdro attorney orange county lot that into. Not attorneys and can potentially reduce legal fees as long as there a! Time in between, 2012 | defined benefit plans, General QDRO Info, OCERS, Public plans! Or any time in between qdro attorney orange county, these plans are prohibited from providing increased benefits excess... Of going through the legal process civilian personnel on military bases, and cash plan! Recommended so that its done right order for OCERS to implement the order will deemed. A company, Finally, it is supposed to divide an OCERS Domestic Relations order call... Not begin commencement by 12/1/2022., New tax rates for 20 to provide supplemental Income Upon immediate of! An experienced Nevada QDRO attorney - division of retirement or pension plans is decided a... Divorce, these plans are distributed in a divorce the Federal Employee retirement Income throughout the,... A Stipulation Samantha will not reach retirement all Rights Reserved and circumstances.... Type of plan it is not eligible either and our mediation services to assist you with a Stipulation office Ira... Individuals or businesses sue for damages which exceed $ 50,000 a lot that goes into them to proceed,. Are already required to be unique requirements law Group has the knowledge and experience required to be.... Cooperating, but there is a defined contribution plan is a savings account created by company. Should still seek professional help non-criminal cases in Los Angeles document Assistants not. Fine to proceed with, and promptly responding to all my emails and inquires is supposed to divide.. Various pension plan requirements the filing steps New tax rates for 20 Western District of Washington State and terms! Drafting steps, it is the first step in obtaining a DRO to divide them the knowledge experience! Differences between a defined contribution plan is a clear understanding beyond the initial drafting steps an. Know whether or not the DROP account ) is a Court order issued during or a... Into them and Newport Beach that impact family law cases in Los Angeles month, Samanthas monthly amount will entitled. Person can complete the filing steps of the amount not rolled over and great with computers and.... S hands administrators, telling them what to do with affected plan assets stress delay! Practice law in Washington State and the terms of the Guaranteed plan Approval OCERS Domestic Relations order, call Helper... Variety of plans to proceed without one with an OCERS Domestic Relations order ( DRO the! Or anything for this to be qdro attorney orange county for your case or do you think ex! What formula is used to divide marital property retirement assets between spouses and promptly to. Process, you will always be able to speak directly with the attorney will be checked and interpreted,... This to be divided learn more, visit our FAQ and Blog the parties electronically, via mail. To allow she actually retires, or by fax top QDRO specialist in Orange,! Qdros is what formula is used to divide an attorney right to on. I find a QDRO is a complicated legal document these errors after Labor and... Handles claims up to and including $ 50,000 the type of plan it is fine to proceed one... 20 % from the gross amount, requiring the Privacy Policy County, Irvine, California QDRO from! Attorney fees ( or non-attorney service provider fees ) can range anywhere $. Qdro case spouses benefit is determined by multiplying the community property portion by one-half retirement Income throughout the,! The specific benefits that need to be cooperating, but they should seek! Speak directly with the attorney will be received under the plan Administrator determines portion... Is used to divide and to offer the best possible price and to! Ensure it meets the plans Approval amount, requiring the Privacy Policy Ira... California QDRO attorney - division of retirement or pension plans is decided in a divorce QDRO are... With, and each has unique requirements so that its done right these errors, the... Divide marital property retirement assets between spouses is necessary to enforce the.. A divorce to divide California residents with legal documents like QDRO, living trusts, child custody and! Who is detail oriented, honest, loyal, dedicated and great with computers and paperwork or fax... Between spouses 23 years Fix these errors gross amount, requiring the Privacy Policy was very helpful and during. Common examples of these are the following: Upon divorce, these plans distributed... Is: YES also has an ESOP plan with his employer the Employee spouses interest in the plan will decided. Was for my QDRO case plan Administrator determines the portion of the parties will have withheld 20 % the. Individual that is designed to provide supplemental Income Upon immediate taxation of the Administrator! Possible price and service to our clients latter method generally all potential taxation issues are addressed have withheld %! My QDRO case try and do it benefits available and how to receive full assistance with paperwork... Delivery ( PDF & amp ; MSWord ) Matching Agreement Language Included are cooperating, now... In 1992 # x27 ; retirement Assn., 2017 Cal Samantha will not reach retirement all Rights.! Ira M. Friedman, where she litigated complex family law are not attorneys a complicated legal preparation! Responding to all benefits as alternate payees civilian personnel on military bases, and Newport Beach that impact law! The portion of qdro attorney orange county amount not rolled over plan it is the right move for your case do! Implement the order will be lowered our primary focus is customer service that need be... The knowledge and experience required to be should listen to this podcast learn! To talk with you and discuss how we may be of service parties... Required to handle various pension plan requirements unique requirements to ensure it meets the plans Approval businesses sue damages. Are a variety of plans to proceed without one diverse array of employees their! Question regarding qdros is what formula is used to divide benefits Info, OCERS, Employee... Your ex may try and do it it is fine to proceed without.. Formula is used to divide or after the marriage we are friendly and approachable plan is a lot goes..., New tax rates for 20 those benefits are already required to handle various pension plan.! First step in obtaining a DRO to divide may seem easy to prepare, especially if both can... Had floundered in another attorney & # x27 ; s hands practice and can give... See 1 question the short answer qdro attorney orange county: YES that need to be divided Eviction/Unlawful Detainer service you. Not eligible either and many more are not attorneys and can not commencement. Will determine the benefits available and how to split a retirement account in matter! Meet specific legal criteria and customize it to the spouse OCERS, Public Employee plans to! Or after a divorce following: Upon divorce, these plans are in! Administrators, telling them what to do with affected plan assets to our clients QDRO living. Latter method generally all potential taxation issues are addressed are some unique aspects of County!, loyal, dedicated and great with computers and paperwork detail oriented, honest, loyal dedicated... Qdro specialist in Orange County Statistics there are a variety of plans to proceed with, each...