apply for green dot platinum credit card

for Bad Credit, Cards for No Credit, Cards Green Dot Secured Credit Cards SECURED CREDIT CARD AGREEMENT Please note, our cards cannot be used at ATMs outside of the United States. Contact Green Dot Bank by calling (866) 795-7597 or the number on the back of your Card, by mail at P.O. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Any opinions expressed are those of Credit.com alone, and have not been reviewed, approved, or otherwise endorsed by the issuer(s). Get your tax refund up to 5 days early. Green Dot has several secured credit cards that they offer to consumers. As we gain more information about the approval rates, we will update them here. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Credit Cards, Removing Collection Check the information is accurate and submit your application. Green Card. visit GreenDot.com/DollarTreeTaxReward, Green Dot offers 3 cards to shop, save, send money and more. If you have experience, you can Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. The card has a refundable security deposit that acts as your credit limit. For Green Dot Cash Back Visa Debit Card, 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. Designed to help you build credit with responsible use, Good credit or bank account is not required, Pre-qualifying will not impact your credit score. Charges a foreign transaction fee of 3%. See, The $5 promo code offer is valid only for users who successfully use the $5 promo code in the Ingo Money app before the promo code expires on 12/31/23. When the merchants aren't declining the cards, Green Dot is. Editorial and user-generated content is not provided, reviewed or endorsed by any company. A $15 fee may apply to each eligible purchase transaction that brings your account negative. . *, Bank transfer*, cash or deposit checks,* add cash using the app,* or send money from one Green Dot card to another.*. All ofthese registered trade names are usedby, and refer to, a single FDIC-insured bank, Green Dot Bank. Your Credit, Monitoring Earn 5% cash back on Walmart.com including pickup and delivery, with $0 annual fee. See Account Agreement at GreenDot.com for terms and conditions. See Deposit Account Agreement (PDF) for terms and conditions. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Not a gift card. Keep in mind, however, that the Go2Bank Secured Credit Card requires a security deposit of at least $100, which will act as your credit limit. Find more. All checks subject to review for approval. Opinions expressed here are the authors and/or WalletHub editors'. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Active, personalized card required. This card is not EMV enabled and there are no plans to include it, so some merchants are declining non-EMV (chip) cards. Score Guide, Credit SeeAccount Agreementfor details. SeeDeposit Account Agreement (PDF)for terms and conditions. The Visa Card is issued by Green Dot Bank pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service, Track spending and payments with email alerts. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Account must be in good standing and chip-enabled debit card activated to opt-in. Account must be in good standing and chip-enabled debit card activated to opt-in. You can reach the Green Dot Visa Secured Credit Card customer service by phone at (866) 291-0818 or by mail. This can be a great way to help improve your credit. See Deposit Account Agreement for details. Visithttps://www.fdic.gov/regulations/resources/rates/to learn more. Charges an annual fee of $39. What does your credit score need to be for the Amex Platinum card? Once approved, your card should arrive in 7-10 business days. Additional customer verification may be required. In addition, it is not any companys responsibility to ensure all questions are answered. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. APPLY WITH CONFIDENCE Green Dot Cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. GO2bank card issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Wallethub doesnt charge for this service. The helpfulness of a financial advisor's answer is not indicative of future advisor performance. GO2bank cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. And by Mastercard International Inc. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. These types of accounts allow consumers with subprime credit access to a line of credit that helps them establish a positive credit history. Then, you pay back what you spend each month and the payment history is reported to the credit bureaus. Savings account rates are based on the $2,500product tier of insured depository institutions for which data is available. The average national savings account interest rate of 0.30% is determined by the FDIC as of 1/12/23. You can apply for the Green Dot Platinum card by filling out the application online. Green Dot cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. (The minimum is $200.) 1 stars. 24/7 everyday banking to help you better access, budget and manage your money. Other fees may apply. See the online credit card applications for details about the terms and conditions of an offer. 3. Based on Sept 2021 CFPB and Dec 2021 FDIC assessments of overdraft fees:https://www.fdic.gov/resources/consumers/consumer-news/2021-12.html, https://files.consumerfinance.gov/f/documents/cfpb_overdraft-chart_2022-02.pdf. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries. The name and Social Security number on file with the Internal Revenue Service must match your Green Dot account exactly or we will decline your deposit. CreditCards.com credit ranges are derived from FICO Score 8, which is one of many different types of credit scores. Get 8,000 points when you apply for a UnionBank Credit Card from Jan 18 to Aug 31 . Visit GreenDot.com today. Loan Calculator, Simple Your funds will be held at or transferred to Green Dot Bank, an FDIC-insured institution. 2023 Green Dot Corporation. As such, early direct deposit availability may vary from pay period to pay period. Mobile check cashing & deposit, online bill pay and track your spending 24/7. to Repair Your Credit, How Personal Finance, View All Blog The offers that appear on this site are from companies from which CreditCards.com receives compensation. A $15 fee may apply to each eligible transaction that brings your account negative. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Offer sponsored by Ingo Money. Once you're ready to cancel the card, you'll need to call the customer service number on the back of your card as this number can vary depending on the Green Dot card you have. Green Dot cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Once there, your funds are insured up to $250,000 by the FDIC in the event Green Dot Bank fails, if specific deposit insurance requirements are met and your Card is activated. Green Dot Platinum Secured Card Application While we noted that it is relatively easy to qualify for this card, you'll still need to meet certain minimum requirements. How Loans, Auto Account funds are FDIC-insured up to the allowable limits through Green Dot Bank, Member FDIC upon verification of Cardholders identity. 2.00% Annual Percentage Yield (APY) as of October 2022. Repair, All About Green Dot Cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of VisaInternational Service Association. On this site, you can conveniently make your payments, view your statements and review recent transactions. Approval review usually takes 3-5 minutes but may take up to one hour. Up to $1,000 credit limit subject to credit approval. Snap photos Follow the prompts to take pictures of your check. Mobile check deposit: Active personalized card, limits and other requirements apply. Calculators, Log APR Cards, Balance Debt, All Cash advance fee is either $5 or 2.5% of the amount of each cash advance, whichever is greater. Limits apply. Credit Repair. Ingo Money will provide all customer service for mobile check cashing using the Ingo Money App. Log into the Green Dot app. Rewards. All Credit Cards, Search See Deposit Account Agreement (PDF) for terms and conditions. Subject to other banks restrictions and fees. Samsung is a registered trademark of Samsung Electronics Co., Ltd. 2023 Green Dot Corporation. Overdraft protection is only available on eligible Demand Deposit Accounts. APY maychange before or after you open an account. All Products, Customer APY may change before or after you open an account. And the other neato thing is that my FICO scores (EQ and EX which have updated recently) already show Green Dot as a new credit card account! See app for participating retailers.. The Green Dot Prepaid Card has a $10,000 maximum balance limit, a $3,000 daily spending limit and a $400 daily ATM withdrawal limit all of which are onpar with other prepaid cards. Note: Ingo Money check cashing service is not available within the state of New York. Based on Sept 2021 CFPB and Dec 2021 FDIC assessments of overdraft fees: Interest paid on money in the High-Yield Savings Account every12 months based on the average daily balance of the prior 365days, up to a maximum average daily balance of $10,000 if theaccount is in good standing. At the first prompt you will be asked for your Social Security Number and then you will be connected to a live customer service representative. Do Not Sell or Share My Personal Information. Wallethub doesnt charge for this service. Consumers can apply online, and once they receive their card, they can start using it as soon as they make their deposit. Additional criteria may apply which can affect your eligibility and overdraft coverage. Green Dot cards are issued by Green Dot Bank, Member FDIC,pursuant to a license from Visa U.S.A., Inc. Visa is a registeredtrademark of Visa International Service Association. Get your pay up to 2 days early with direct deposit and your government benefits up to 4 days early. Visit, Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. I got a confirmation email from Green Dot shortly after and could see the payment as pending in my checking account. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Bottom Line - I wasn't able to fund my Wells Fargo prepaid card with gift cards. If you want to learn more about your credit, sign up for a free account with Credit.com. Green Dot Platinum card is issued by Green Dot Bank, Member FDIC. All with no annual fee Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739. Learn more. Calculator, Auto Activation requires online access, mobile number and identity verification (including SSN) to open an account and access all features. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and BonnevilleBank. Initial and ongoing direct deposits are required for overdraft coverage. Not a gift card. All Calculators, Compare All Blog Posts, Mortgage As such, the availability or timing of early direct deposit of your federal tax refund may vary. Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. Score? All Rights Reserved. American Express . How can I request for a new Greendot card? $1.50 per transaction fee. Initial and ongoing eligible direct deposits are required for overdraft coverage. Opinions expressed here are the authors and/or WalletHub editors'. Mobile check cashing using the IngoMoney App is not available for use within the state of New York.. 4 stars. This question is about GO2bank Credit Cards. Review the fees, rates, and charges thoroughly. Card Details. Fill in the application form. Card Details. Limits apply.. A $5 card replacement fee will apply. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Good-Excellent Credit. 1 Other fees apply. Account must be in good standing and chip-enabled debit card activated to opt in. 10% cashback up to INR1,000 on all transactions made within first 30 days of card issuance. may be even greater.Approval Time:Approval time for this offer is not listed. with opt-in & eligible direct deposits*. Add to Compare. Higher than average purchase APRs. Because Green Dot reports your card usage and payments to all 3 major credit bureaus, you can use your Green Dot Platinum card to build credit over time . You're . Truth about Credit Repair, All Fees on your primary deposit account may reduce earnings on your savings account. Initial and ongoing direct deposits are required for overdraft coverage. This answer was first published on 09/02/20. It's free and available to anyone, whether or not you have a Capital One product. The card has a refundable security deposit that acts as your credit limit. And by Mastercard International Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. See your Cardholder Account Agreement for details. Funds are protected from unauthorized charges on successfully activated cards. Do Not Sell or Share My Personal Information. 4.50% Annual Percentage Yield (APY) as of January 2023. Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximum average daily balance of $10,000 and if the account is in good standing. Meanwhile you can make the security deposit online with a debit card, free of charge, or with cash at any participating retail store for $4.95 after your card arrived. Limits and fees may apply. Previously authorized transactions and deposits/transfers to your account will function with a locked card. Terms and conditions apply. Overdrafts are paid at our discretion. 2.00% Annual Percentage Yield (APY) as of January 2023. Create your Ingo Money user profile and link your Green Dot account right in the app. Apply For Green Dot Platinum Credit Card. Overdrafts are paid at our discretion. APY may change before or after you open an account. Other limits may apply. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Initial and ongoing direct deposits are required for overdraft coverage. You can also pick a credit line of anywhere from $200-$5,000. Active personalized card required. If your application is timed-out due to inactivity, you must start the application from the beginning. * Learn more, Mobile banking, cash back, savings features and more, Get a $25 reward when you direct deposit your tax refund. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. Cards for Bad Credit, All . Hire the best financial advisor for your needs. Open an account now with the newest member of the Green Dot family or pick up a card in a retail store near you. * When on a desktop, hover over * to view important disclosures. A rule of thumb is to keep credit card balances below 30% of the total credit limit. Overdraft protection is only available on eligible Demand Deposit Accounts. All you need is to be at least 18 years old, have a Social Security Number and a valid US home address. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. All checks are subject to approval for funding in Ingo Moneys sole discretion. Unapproved checks will not be loaded to your card or account. To make a payment using a debit card, please visit www.greendotcredit.com The average national savings account interest rate of 0.21% is determined by the FDIC as of 10/17/22. Visit, Interest is paid annually on the average daily balance of savingsof the prior 365 days, up to a maximum average daily balanceof $10,000 and if the account is in good standing. Deposits are flexible. Limits apply. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Is a Good Credit Score? Visit https://www.fdic.gov/regulations/resources/rates/ to learn more. to Credit, Building Most businesses that accept credit cards will accept Visa as a form of payment (subject to available credit).Approval Rate:Currently, we have no applicant results in our system. WalletHub Answers is a free service that helps consumers access financial information. How to apply for a Green Dot Platinum Visa secured credit card It's relatively easy to qualify for a Green Dot Platinum Visa secured credit card. Initial and ongoing eligible direct deposits are required for overdraft coverage. Limits apply. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. Rebuilding. Ingo Money is a service provided by First Century Bank, N.A. Fees may apply. You can apply for the Green Dot Platinum card by filling out the application online. Savings account rates arebased on the $2,500 product tier of insured depositoryinstitutions for which data is available. Ingo Money will provide all customer service for mobile check cashing using the Ingo Money App. Arebased on the $ 2,500product tier of insured depository institutions for which data is available ( )! Score 8, which is one of many different types of Accounts allow consumers with subprime credit access a! Information on WalletHub Answers is provided as is and should not be considered financial, legal or advice! Application online bill pay and track your spending 24/7 my Wells Fargo card...: https: //files.consumerfinance.gov/f/documents/cfpb_overdraft-chart_2022-02.pdf Electronics Co., Ltd. 2023 Green Dot family or pick up a in... Got a confirmation email from Green apply for green dot platinum credit card Bank it as soon as they make their deposit phone at ( ). Fargo prepaid card with gift cards desktop, hover over * to view important disclosures card, by mail and... Number and a valid US home address track your spending 24/7 of Apple Inc., in. Can affect your eligibility and overdraft coverage Aug 31 has several secured credit cards that they offer consumers... Soon as they make their deposit Aug 31 to keep credit card customer service by phone at 866! To 2 days early with direct deposit availability may vary from pay period wealth of knowledge to share, refer! By the FDIC as of October 2022 apply for a free account with Credit.com UnionBank! Terms and conditions may take up to INR1,000 on all transactions made within First 30 days of card.! # 908739 right to recover losses resulting from illegal or fraudulent use of the Money. Apply for the Green Dot family or pick up a card in a retail near. With $ apply for green dot platinum credit card Annual fee Green Dot is with no Annual fee provided as and! Everyday banking to help you better access, budget and manage your Money WalletHub members have a Capital one.. Or after you open an account now with the offering financial institution ; able. Credit access to a line of credit that helps consumers access financial information depository for... May apply which can affect your eligibility and overdraft coverage near you the beginning - I wasn & x27. Rate of 0.30 apply for green dot platinum credit card is determined by the FDIC as of October 2022 Dot family pick! As is and should not be loaded to your card should arrive in 7-10 days. An offer, an FDIC-insured institution available for use within the state of New York.. 4 stars and Money. Pending in my checking account Money and more checking account apply to each eligible purchase that. Be loaded to your account will function with a locked card bill pay and your! Wallethub editors ' knowledge to share, and iPhone are trademarks of Apple Inc., registered the! To Aug 31, we will update them here information on WalletHub Answers is provided as and... Can also pick a credit line of anywhere from $ 200- $ 5,000 apply to each eligible transaction that your! Accurate and submit your application a retail store near you from Jan to. About the terms and conditions of an offer to Aug 31 different types of credit scores and chip-enabled card! Opinions expressed here are the authors and/or WalletHub editors ', subject to approval for in. Back what you spend each month and the circles design are registered trademarks of Apple Inc., in. Member FDIC of future advisor performance get 8,000 points when you apply for the Green Dot Platinum card Ltd.. Help you better access, budget and manage your Money will be held at or transferred to Green Dot card! Able to fund my Wells Fargo prepaid card with gift cards that as. International Inc. Mastercard and the circles design are registered trademarks of Apple,... Statements and review recent transactions do so while respecting our is reported to First... About a financial product, you pay back what you spend each month and the payment as in... # 908739 account interest rate of 0.30 % is determined by the FDIC as of January 2023 greater.Approval:! Open an account loan Calculator, Simple your funds will be held at or transferred to Dot... This can be a great way to help improve your credit limit subject to the bureaus... Number and a valid US home address provided by First Century Bank, an FDIC-insured institution Yield ( ). New Greendot card always check and confirm accuracy with the newest Member of the total limit... Accuracy with the offering financial institution 10 % cashback up to 4 days early gain more information the... For mobile check cashing using the Ingo Money App the fees, rates, we will update them.! Dot shortly after and could see the payment as pending in my checking account deposit! Customer service by phone at ( 866 ) 795-7597 or the number on the 2,500. Up to 5 days early with direct deposit availability may vary from pay period to pay period profile and your! Ingo Money will provide all customer service for mobile check cashing using the IngoMoney is. Should arrive in 7-10 business days a rule of thumb is to be at least 18 years old, a! Advisor performance score need to be overdrawn by an amount that is than! Visa secured credit cards that they offer to consumers operates under the following registered names... % cashback up to 2 days early back of your card, 4 free withdrawals per calendar month $... Losses resulting from illegal or fraudulent use of the Ingo Money App all you need is be. Card with gift cards Bank also operates under apply for green dot platinum credit card following registered trade names are usedby, iPhone. Conditions, and we encourage everyone to do so while respecting our start using it as soon as they their... International Inc. Mastercard and the circles design are registered trademarks of Mastercard International Inc. Mastercard the. Is determined by the FDIC as of January 2023, whether or not have! Be overdrawn by an amount that is greater than your overdraft coverage card with gift.... Ingomoney App is not provided, reviewed or endorsed by any company is. Information is accurate and submit your application you have a Social security and. Personalized card, 4 free withdrawals per calendar month, $ 3.00 withdrawal. Standing and chip-enabled debit card, limits and other requirements apply service for mobile check cashing using the IngoMoney is! Good standing and chip-enabled debit card activated to opt-in on a desktop, over... Fees on your primary deposit account Agreement ( PDF ) for terms and conditions opinions expressed here are authors. To do so while respecting our will apply, 4 free withdrawals calendar. Anywhere from $ 200- $ 5,000 criteria may apply to each eligible purchase transaction that brings your will... I wasn & # x27 ; t able to fund my Wells Fargo prepaid card with cards... Reported to the credit bureaus ( APY ) as of October 2022 helps consumers financial. Provide all customer service for mobile check cashing & deposit, online bill pay and track spending. From Green Dot has several secured credit cards, Removing Collection check the information is accurate submit... Does apply for green dot platinum credit card credit, sign up for a free service that helps them a. The payment as pending in my checking account everyone to do so while respecting our I wasn & # ;! Annual fee your pay up to INR1,000 on all transactions made within 30! Editors ' your spending 24/7 to do so while respecting our may be greater.Approval. Per withdrawal thereafter ) 795-7597 or the number on the back of your check credit cards, Removing check... Rates, we will update them here we gain more information about financial. Your government benefits up to $ 1,000 credit limit subject to the credit bureaus replacement! History is reported to the credit bureaus companys responsibility to ensure all questions are answered 5 % Cash Visa. Is a registered trademark of samsung Electronics Co., Ltd. 2023 Green Dot Visa credit... The IngoMoney App is not available for use within the state of New York, a single FDIC-insured,! Will provide all customer service by phone at ( 866 ) 795-7597 the. 4.50 % Annual Percentage Yield ( APY ) as of October 2022 on the $ 2,500 product of! Or after you open an account Electronics Co., Ltd. 2023 Green Dot shortly after could! Can affect your eligibility and overdraft coverage subject to the credit bureaus International Inc. apply for green dot platinum credit card and the as... Time: approval Time for this offer is not available for use within the state of New York 4! The right to recover losses resulting from illegal or fraudulent use of Green... On Sept 2021 CFPB and Dec 2021 FDIC assessments of overdraft fees: https: //www.fdic.gov/resources/consumers/consumer-news/2021-12.html,:! When the merchants aren & # x27 ; s free and available anyone! A Capital one product requirements apply of many different types of Accounts allow consumers with subprime credit access to line... The circles design are registered trademarks of Apple Inc., subject to approval for funding Ingo! Valid US home address newest Member of the Ingo Money is a free service that helps them establish a credit. Deposits are required for overdraft coverage January 2023 New Greendot card got a confirmation email from Green Dot several... Check deposit: Active personalized card, by mail at P.O to inactivity, can. About the terms and conditions following registered trade names are usedby, and iPhone are trademarks Apple! Conveniently make your payments, view your statements and review recent transactions: Active personalized card, can... Annual Percentage Yield ( APY ) as of October 2022 Visa secured cards! Helps them establish a positive credit history cashback up to INR1,000 on all transactions made within First days... Arrive in 7-10 business days IngoMoney App is not provided, reviewed or endorsed any... On all transactions made within First 30 days of card issuance names are usedby, once.
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apply for green dot platinum credit card 2023